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THE PARENTS
– how boarding affects families
Boarding school: Mrs Jayne Gouge, mother of
Emily, Year 9, and William, Year 11
Why did we look at boarding schools?
As a child of parents based overseas, I myself went to boarding
school at a young age and it seemed the most natural thing in the
world to send my own children too. With the transient lifestyle we
lead, my husband and I believe that boarding school life provides the
best possible education in terms of standards, discipline,
opportunities, stability and continuity in our children’s lives.
How does the CEA help?
CEA for most families, including ours, is the difference between
being able to provide a boarding school education for our children,
or not. It is simply not an affordable option without this marvellous
aid, provided both by the MoD and HM Foreign Office, whether
serving in the UK or overseas. Because CEA is provided from Year
3, our children were also able to benefit from a prep school
education at St John’s in Devon. This crucial stage gave them a
distinct advantage over those children attending boarding school for
the first time at Year 7 or later.
What made us choose the Royal Hospital School?
We were enormously impressed by the sheer scale of opportunities
on offer to the pupils and the scale of the campus on which to take
up those opportunities. The whole ‘picture’ of the school was every
bit as important to us as the academic side. We liked particularly the
fact that it is a full boarding school and therefore the boarding
community is very well catered for. This is of particular importance
to overseas-based parents. We also, being a military family,
particularly liked the fact that the children are actively encouraged to
participate in CCF, take part in regular ‘divisions’ parades and have
to take personal care of their issued Naval uniforms. This is a unique
part of life at RHS, which our children enjoy and which we feel very
proud to have them take part in.
How did I feel about the children boarding?
Our children started boarding school at age seven, at St John’s Prep
School in Sidmouth, Devon. We then moved them, together, aged 11
and 13 to RHS to complete their education. As we were based in
Cyprus when William first left home for prep school, it was a very
difficult wrench, but I had also been an overseas boarder from the
age of eight and so I knew that he would be fine once in school and
in the daily routine. It was much harder for my husband to come to
terms with sending the children away, although he was in no doubt
that they would receive a better and more stable education.
Nowadays, overseas children tend to fly home for half-term
holidays – an unheard of luxury back in the 1960s when I was a
schoolgirl. With a maximum six-week separation, the farewells are
generally much less traumatic than they used to be, thankfully!
How did the children settle in?
Both children settled in well quite quickly and I believe that it is
much easier for a younger child to adapt to boarding school. William
settled in more quickly than Emily, and while there were often tears
at parting in the first few years, she always maintained that she was
‘fine when I got to school’. She is now quite emphatic that she would
never swap boarding school life for day school.
What are the benefits of boarding?
For the pupils, boarding school life offers a close companionship
between fellow peers. The house system enables new pupils to settle
with a smaller group before venturing out into the wider circle.
Living in such close quarters with one’s peers forces a sharing, caring
and generous attitude towards others. It can, however, be very
claustrophobic for older new pupils who have never shared a
bedroom at home and find it difficult to cope with the very relaxed
‘borrowing’ of each other’s possessions that is very much part of
boarding school life. There is, inevitably, a degree of friction, but
there is no choice but to buckle down and get on with each other, a
very important lesson for later life!
My children love the fact that wherever we go in the world, their
school friends and routine at school remain constant. There is none
of the fear of a new country, new school and possibly non-Englishspeaking
peers to cope with. They know that they will always spend
all their half-term and holidays with us, if they wish, and that it will
never be more than a six-week separation. For us, we can relax
knowing that they are in familiar territory and happy. Boarding
school life has made our children confident, gregarious, well
adjusted and respectful young people, who mix well and cope well in
unusual situations.
What do the children get involved in?
William (15) is (like his father who played enthusiastically for the
Royal Marines) a keen rugby player. He also thoroughly enjoys CCF
life and is hoping for a career in the military. Emily (13) loves
hockey, netball, drama, takes piano lessons, has until recently done
ballet, and is passionate about art and design. She looks forward to
all events in school – discos, plays, matches, etc.
How do you think it has helped them grow and develop (e.g.
independence)?
I think boarding school children do, inevitably, grow up faster than
their peers at day school. ‘Mum’ is not there to remind them to pack
PE kit, mark personal items, put dirty kit into machines, finish prep,
get to extra-curricular classes on time and so forth. They very
quickly have to look after themselves and get order into their lives.
Going off to university (or straight into military life) presents no
challenges for those young people who have experienced boarding
school.
My daughter sews her own name tapes into ‘civvies’ to take back to school; indeed I have even found her name tapes in one or two of my
own things!
Jayne Gouge’s husband was in the Royal Marines for 24 years and took up
his current career in the Foreign & Commonwealth Office in March 2006.
While in the Royal Marines, they spent the largest amount of time between
Plymouth and Portsmouth but also did a three-year tour in Bulgaria and a
two-and-a-half-year tour in Cyprus. They have a son, William, and a
daughter, Emily.
Yes, we miss him terribly, but …
Lindsay McCran offers the Army wife’s and mother’s view
I think that my son’s latest eco-drive is perhaps a valiant attempt to
counteract the enormous carbon footprint his sister and I are
stomping out – the carbon footprint that has been created out of the
necessity to zip backwards and forwards between Germany and the
UK since he began boarding. The one thing we really did not take on
board when James started in September 2007 was quite how much
travelling would be involved: James has an exeat each half-term.
When you add this to half-terms and holidays you get some idea.
And, yes, he could go to relatives or friends but he still misses us all
like mad and seems to need those weekends to balance the boarding.
He has, after all, only just turned 11.
Naturally, flight schedules don’t fit around the needs of the
McCran family (Paderborn to Luton 3 x daily please, anyone?) and
don’t get me started on winter timetables. We have tried 3am starts
and midnight finishes and, naturally, both are horrendous especially
with a three year old in tow. Our families do not live near any major
airports UK side and much as we would love to ‘let the train take the
strain’ the connections just don’t exist. I am now a car hire aficionado
and seem to get great upgrades (is that just because I am old and safe
looking?). And both families now do a nice little airport shuttle to
Stansted on a regular basis.
In fact, we never appreciated the impact that James going to
boarding school was going to have on the extended family. We have
felt it more than ever with my husband being away on tour and, of
course, all the build-up and training beforehand – sharing the
travelling was impossible. Fortunately, three out of four of the
grandparents are retired, as I have heavily relied upon them and their
help. I am so grateful that they are willing to plan their holidays and
lives around our needs.
Naturally, James has been homesick at times. Mainly at the
weekends when the school empties out a fair bit and he is missing
friends. We have been very fortunate in that James has been invited
back to a number of day pupils’ homes for weekends and days out
and I can’t thank these families enough. If we live back in the UK in
the future, I will be having hoards of boarders back, as I know how
much they enjoy being in the home environment. In the meantime we
have had one of James’ friends over to Germany and are planning
another boy’s visit as I write.
Despite all the expense and time travelling I would still advocate
looking for the right school for your child, and not basing choice
purely on proximity to grandparents’ homes or major airports. I am
convinced that we have made the right decision in choosing a small,
traditional prep school. Staff at Lockers Park School, Hertfordshire
have been able to get to know James and are now in a position to offer
guidance regarding choice of senior school. This really is one of the
benefits of choosing an independent prep, especially if, like us, you
are ‘first-time buyers’ of private education.
Well, I must dash now – Kitty and I are off to plant some trees.
Lindsay McCran has been married 21 years this year. Her husband,
Andrew, is in the Royal Engineers. They have two children – James, 11,
and Kitty, 3. Her last job was as projects manager for the Pre-school
Learning Alliance, but she is currently a full-time mum and keeping
busy with voluntary work. Her hobbies and interests are netball, running
(or ‘plodding’, as her husband calls it), book club, cooking, board
games, any activities that include friends and family and, most recently,
Facebooking! She has moved house 17 times … so far!
‘Boarding was not something we thought
would ever really happen, now we would not
change anything’
John Sutherland, in the RAF Regiment currently based at Honington
Myself, Lynne and our two children returned to the UK from a
Cyprus posting in February 2006. Connor, now aged 14, and Kieran,
aged 10, both attended Ayios Nikloaos Primary School. Connor went
on to the King Richard School in Dhekelia for approximately six
months. Both were British Forces schools and the standard of
education and dedication for the children were both very high.
On returning to the UK and to RAF Honington we settled in
Watton, three doors up from where we left a posting in 2001. As we
had lived in Watton before we were aware of the schools and
standards of education received within the catchment area.
Both Connor and Kieran had been used to a living in a Forces
community and the opportunities offered by after-school
clubs/activities, therefore we were a little concerned that the boys
would need more to help expand their education and knowledge.
Connor attended one of the local high schools and was achieving to a
good standard of education, but always appeared to be reaching for
more. After discussions with various friends and colleagues, who
already had children attending Wymondham College, and then with
Connor we decided to look at boarding. Connor was very enthusiastic
about the possibility and we all attended the open day. We were very
impressed with the whole structure and the welcoming atmosphere of
the day. Connor was especially interested in talking with the student
who showed the family around, who added his own interpretation of
attending the college. All aspects were covered, from questions being
answered to being made to feel very welcome by staff, teachers and
students alike.
Soon after, Connor received a letter inviting him to attend for an
interview. The interview went very well and, shortly after that, we
received a letter offering him a boarding place at the college. We were
all over the moon, and also a little shocked when reality hit that he
would be away from the family more often. Connor started boarding
at Wymondham College in September 2007, and has not looked back
since. He has excelled at Wymondham, not only in his education and
in terms of his dedication, but also as an individual and with his own
independence; he has made a great number of friends, both adults
and other students – all of which adds to the stages of entering into
adulthood.
We are fortunate to live very close to the college, however we
have no apprehensions about future postings, if and when one comes,
we are happy knowing that Connor is settled into his life, education
and environment.
Kieran, who is now ten, is also hoping to attend Wymondham
starting in September 2010, and we will be applying shortly. Kieran
has seen the opportunities and experiences that Connor has had and
will continue to have. He also wants to board and enjoy the
advantages this has to offer. We had hoped Kieran would possibly
choose to be a day student for the first year, but as far as his thinking
goes he wants to go straight into boarding, automatically putting our
minds as parents to rest, knowing that he has watched his brother
take the steps he would also like to take.
With respect to the process and paperwork within the Forces,
there are plenty of places to get advice, especially CEAS, as well as
other parents with children in boarding. Forms were filled out and
sent to the relevant places and we waited for the reply. We were very
pleased that this procedure works smoothly. With respect to costs, all
is explained. Also I think it would cost us more to have Connor at
home.
John and Lynne Sutherland currently live in Watton in Norfolk. John is a Sergeant in the RAF Regiment based at RAF Honington in Suffolk. Lynne works in Norwich as a PA to a Structural Engineering Company.
Logistics of love
Sophie Hickson on the joys of being the mother of boarders
I was about to work out how many miles I have driven taking the
children to and from school, but with fuel prices heading into the
stratosphere, I decided that I really didn’t want to know! We chose
the boarding school route, we chose schools that we hoped would
educate and entertain the children, and that they would enjoy. Then
we had to choose the car to facilitate the endless miles that we (mostly
I) would drive. For those of you who are hoping for a Jeremy
Clarkson-esque review, please head straight to the next article as I’m
not able to produce that kind of witty but barbed prose. The jury is
still out on what we should have – we are about to enter our eighth
year of transporting the kids, and their kit, to and from school, but I
offer these thoughts …
The sheer volume of kit that goes in, clean, at the start of term
somehow increases to manic proportions when it’s coming home, not
quite so clean, and supplemented with the creations that have been
lovingly produced during term. Those of us who have done a few
moves can become quite proficient at packing, but it’s not a skill that
children are particularly good at, unless it’s contraband into pockets.
For one child: a decent-sized boot should be enough (for the kit not
the child!), but add more space if they are learning a large instrument
– happy memories of watching some poor father trying to fit a harp
into a car as I gently placed the flute case on the passenger seat! For
two children an estate car or MPV should have enough space; over
that, try enquiring if a local moving firm might be able to hire out
vehicles.
Then you have to consider fuel and emissions. If it’s a long drive
between home and school, are there enough places to stop and fill up,
or will the children become green – but hopefully without emissions
– as they munch on the snack that you, just about, remembered to
pack for them? If the round trip is too far to do as a day trip, is there
suitable accommodation in the shape of friends or relatives that will
be happy to put you up for the night, plus any attendant offspring
and pets that you have been unable to offload because your other half
is deployed/on exercise/not available?
If you are lucky enough to be able to go and watch sports
matches, do you need to join the 4x4 club to park as close to the
rugby/football/hockey pitches as you can, so you can watch the
match without developing hypothermia? Would a camper van be a
good idea, tea and coffee on tap? (A sure way to find foul-weather
friends among the other parents.) For the summer term, how about a
convertible for the cricket/rounders matches? Perhaps a nippy little
sports car to cut the travelling time down to a minimum? Satnav is a
must – the matches you can get to always seem to be away fixtures,
but then you need plenty of space to take your own child, and a
couple of spares, back to school … via the local sweet shop of course!
Towards the beginning of our time as parents of children at
boarding school we rather rashly promised our eldest that, if it was
possible, we would collect and return him. This was after a traumatic
weekend when he was flying to Germany as an unaccompanied
minor. His plane developed engine trouble and returned to Gatwick
where he was put on a different plane and flown back out to
Germany. He wasn’t particularly bothered, but I was at Hanover airport where, as the hours ticked by but the coffee kept coming, I
imagined him being lost during the changeover and suchlike. We
eventually got home, only to find that the youngest, who was meant
to be going to a friend’s house, had been put on the wrong school bus
and ‘lost in the system’ for a couple of hours while there was an antiwar
march going on. She was fine, but the gin bottle took a bit of a
hit!
With this promise hanging round our necks, I spent hours
driving and flying across Europe to be with him for exeats from
school, or to collect and return him for half-terms once he had used
his entitled flights. That was the easy bit – the youngest was still able
to come with me; now, though, after one blissful year when they were
at the same school, I have two sets of holidays at two different schools
that are miles apart! It’s not too bad when the holidays start on
different days but I have yet to work out how I can be in Sussex at
12.15pm and Peterborough at 12.30pm without resorting to the use
of a helicopter! The last time this happened the eldest was collected
by daddy in a truck, privately owned but still a truck, while I sat in a
car park formerly known as the M25. Not very stylish but there was
plenty of room for his kit!
The best thing about the travelling is that it does give some time
for me and the children – quite often on a one-to-one basis – to talk to
each other. You avoid seeing the squirms of embarrassment as you
touch on delicate subjects, or the look of horror when you let slip
some little gem that lets your child know that you were young once,
and at heart still are. It’s horrid having to drive off and leave them
behind but when you collect them they are yours, all yours, just for a
couple of hours – but only if the iPod has run out of power and there
is no reception on the mobile.
Sophie Hickson has been married for 22 years with no time off for good behaviour or a medal to show for it, but she does have two children: Oliver, who is at Oundle School near Peterborough, and Annabel at Ashdown House School near East Grinstead. Since becoming a camp follower, she’s done courses in plumbing, electrics, tiling, glazing, brick laying and cake decorating, and had a go at tennis, golf, clay pigeon shooting and bobsleigh. She’s lived in 15 houses and, between them, she and her husband have had 37 cars!
For whose benefit? A family perspective
Commander Tim Green, Royal Navy
If you are seeking a demanding job with plenty of variety and
challenges, both mentally and physically, the Armed Forces is a good
choice. However, it is just this variety that can present one of the
most significant challenges, with the family instability brought about
by the changes in location potentially every couple of years. Julie-
Marie and I have lived in most corners of the UK (Portsmouth,
Plymouth, Farnborough, Scotland and Shrivenham), in Italy and
Belgium, with each move bringing the associated changes to domestic
life: doctors, dentists, hairdressers and schools. If these family
upheavals are not stressful enough, on many occasions Julie-Marie
has had to cope by herself while I have disappeared from the face of
the earth for several months at a time on deployments. A boarding
school education is one way of relieving some of the pressure of these
moves, providing an element of an established environment for your
children, in terms of a stable education and continuity of friendships.
It is not an option that suits everyone, but it is the solution that we
opted for as a family.
I was blessed with a pretty stable education, one move aged eight,
thereafter one school for my O-levels and a sixth-form college for my
A-levels. Naturally, when we started a family I never thought that it
would be any different for my children. Our first move as a married
couple was to Plymouth, with two boys and another child on the way.
While Devon-based, our family grew to four children, with our two
eldest sons and their younger sister moving through a local nursery
into primary school and our youngest son at home. During this time I
had to attend two career courses, both of which were for extended
periods outside the Plymouth area, and I chose to commute weekly.
After six years living in one spot I moved to a staff appointment in
Farnborough and, with the chance to be together most nights, we
decided that this would be a family move. However, the reality of
Service life kicked in and eight months later we were on the move
again, north-bound to Scotland so that I could take my Command.
This was great for me as it was the reason that I had joined the Royal
Navy, but for my children it meant three schools in under a year.
If the stress of the relocations was not enough, we had difficulties
during both moves finding schools that could accommodate all three
children. The first move came with the added pressure of attending
an appeal panel for my second son to gain entry into the same school
as his siblings. On the second occasion it was the anxiety of joining a
waiting list for our son and daughter to attend the same local school
as their elder brother.
For the children, moving twice in relatively quick succession and
not knowing how long they would be in one spot was quite
unsettling. The biggest issues were having to make new friends, and
stability in education. Educationally, we moved at the time when they
were probably better served by only having to learn one technique for
the foundation subjects such as reading, mathematics and
handwriting style. This was also the time when coursework was
becoming an important part of many secondary education syllabuses
to supplement the end of course examinations. We were becoming
conscious of the potential disruption of any future moves and
ultimately the performance of our children in external examinations.
We never started a family with any intention of sending them
away for a boarding school education, and certainly we had never
planned financially for such an event, but with the prospect of a
move at the end of four happy years in Scotland, with our eldest son
in secondary school and three children in primary school, we began to
consider their future. Another move was unavoidable – our eldest
would be entering Year 9 and number two son and our daughter
would be following into secondary education in relatively short order.
Where would I be appointed, what would the local schools be like
and would we be able to get the children into the schools of our
choice? We had to be honest and ask ourselves: was keeping them at
home in their best interests or were we just being selfish to satisfy our
own parental instincts. We started looking at the possibilities of a
boarding school education.
We looked at a large number of schools on the internet and
obtained prospectuses from about 30, covering areas of the country that were either close to family or equidistant from likely areas of
future appointments. In addition to location there was the element of
cost – we were destined to have at least one child at the school for 12
years, and for five of those years there was potential for paying fees
for three children at the same time. We whittled the list of candidate
schools down to six, which we visited.
Choosing the right school
Four children is a great number but as they get older they develop
their own personalities, likes and dislikes and, with each, their very
different requests for extra-curricular activities. As parents, we all
know how difficult if can be to balance the timetable that these
demands place on us – rugby training for one, scouts for another,
piano lessons for the third, etc. Our children certainly span the
spectrum, and one of the most important things was to find a school
that could cater for all their needs.
In terms of academic work, we wanted a well-balanced
curriculum that encouraged a science and a foreign language through
to GCSE. We were also looking for a school that, although selective,
would cater for differing academic abilities. For sports, not every
child is a budding international rugby or cricket player and we
wanted somewhere that catered for those with interests outside the
mainstream team sports – rugby and cricket for boys, hockey and
netball for girls. The Royal Hospital School has a proud record in
major sports but it also offers a considerable breadth of sports with
appeal for all.
For us it was important that full boarding meant just that:
boarding for the entire term. What happens at weekends is worthy of
some consideration. We were looking at two aspects of this: first, we
did not want compulsory exeat weekends when everyone has to leave
the school – such a situation is no good if you are based at the other
end of the country or serving abroad; second, if the school
predominantly serves a local area it is easy for boarding houses to
empty at weekends, with many of the children going home after the
Saturday sports fixture.
Then there’s pastoral care – will the school look after my child? It is
not just the teacher/pupil relationship and anti-bullying regimes, but
also the pupil/pupil relationships around the school and in the
boarding houses, and such things as the monitoring of ‘prep’. These
sorts of things can best be assessed by visiting the school.
Finally, and no less important, there is the cost. If you have not
planned for a boarding school education how do you meet the cost?
For us, there was the potential (and now a reality) to have at least
three children at boarding school for a number of years. But cost is
not just about the fees, it is also the added extras, whether uniform
upkeep, insurance, educational trips, extra-curricular activities or
pocket money. It all adds up and has to be factored into your
budgeting. We had to be realistic about what we could afford and, to
a certain extent, this became a compromising factor for location.
Although many schools will offer a sibling discount, it is the
Continuity of Education Allowance (CEA) that makes boarding
school a viable option when you have a large family.
So, with six years’ experience as parents of boarding school
children how do we think we are faring? Who has actually benefited?
In sum, the whole family. The Royal Hospital School has been an
excellent choice. The major disadvantage is clearly that we do not see
the children every day. Having spent much of my time separated
from them, at sea, this is probably harder for Julie-Marie. We have
not been able to support as many sports fixtures, house plays or other
performances as we would like, although we visit every two to three
weeks during term. One of the pleasant surprises has been the
amount of contact we have with staff – not just boarding
housemasters/mistresses but with all staff at every visit to the school.
The extremely friendly environment has often provided that snippet
of ‘inside information’ on our children’s school life that allows you to
share the experience.
All the children have groups of friends that I am certain they will
keep for life. Our eldest son has left with a string of good academic
qualifications but, just as important, a rounded education that has
provided him with the confidence and independence to move on to
university. Our daughter and other two sons are all thriving
academically, and all are making the most of the opportunity to
participate in significantly more activities than perhaps they would
have had the chance to do if at home, reliant on mum and dad to fetch
and carry.
There is nothing more depressing, but at the same time uplifting,
than your son or daughter telling you that they cannot wait to get
back to school.
Commander Tim Green was
educated at Penrice
Comprehensive School and St
Austell Sixth Form College, and
joined the Royal Navy at 18 as a
Warfare Officer. Choosing to
specialise in submarines, after a
full gamut of operational
appointments in all classes of
submarine he commanded HMS
Vigilant. Recently completing a
tour on the staff of the UK
Military Representative to NATO
and the European Union in Brussels as a defence adviser in the UK
Embassy to the EU he is currently serving as Chief of Staff to
COMUKTG. His three youngest children are being educated at the
Royal Hospital School, Holbrook. His eldest completed his A-levels at
the school in 2007 and is now in the second year of an MSc in
Chemistry at Sheffield University.
Boarding school – one parent’s
retrospective view
Recently retired Rocky Goodall reflects
Introduction
In agreeing to write a parent’s view, I accept that decisions on
whether to send one’s children to boarding school, and when and
where to send them, are very personal. They require a multitude of
factors to be taken into consideration and most of those will be
unique to the individuals concerned. I am therefore not trying to preach, teach or advertise. I hope that this article might inform your
thinking if you are considering these momentous personal decisions.
Our two daughters attended boarding school under BSA rules over a
period of nine years.
Background
Service life has changed significantly since we made our decisions,
but it seems to me that enforced separation, turbulence and
frequent postings remain an essential factor of Service life.
Stability of family life, education and friends therefore remains
problematic for many of the children of Servicemen and women
today. I need not rehearse all our details – suffice it to say that,
following our marriage in 1973 until our younger daughter went to
university in 1996, we lived in 18 different flats or houses. We had
six tours in Germany and four in the UK, we attended two major
staff courses, each of a year’s duration, and I undertook two
operational detachments. Significantly, my wife was required to
accompany me on my three command appointments. Had she not
agreed to follow the flag, I would not have been given command in
rank and would therefore have been very poorly placed for
subsequent promotion.
Considerations
We confronted the boarding school issue seriously when our
children were six and four years old. If we were to opt for a full
career beyond 38, when the children would be ten and eight, we
wanted to have the flexibility to choose to send both to the best
boarding school we could afford. We knew that neither set of
grandparents, nor our siblings, would be able to offer any help,
either financial or physical. We also decided that the girls should
go together to the same school and that eleven and nine years old
were the very earliest ages we would consider sending them. We
had a minimum of four years to plan and prepare.
What could we afford?
In order to quantify the funding problem, we looked at the full list
of girls’ boarding schools in ascending order of fees. We chose a
representative school about three-quarters of the way up the list,
and inflated the fees at 10% pa and the BSA at 5% for the period
until the girls were 18. We felt that this would provide realistic
annual targets. Our first conclusion was that the early years would
be the biggest problem and that we would need to use our savings.
We took advice from seniors, peers, financial articles and brokers.
We decided to make our savings tax efficient wherever possible
and to use a number of smaller schemes rather than a few big ones,
as a way of spreading risk. We used investment trusts and tax-free
savings schemes for the latter years and National Savings tax-free
fixed interest schemes to fund the early years. Saving for school
fees was our number one saving priority and we made the
maximum use of regular savings schemes. We discovered a
Friendly Society where all four of us could save £21.25 per month,
either directly or through an annuity. This was grossed up to
£25.00 and all the proceeds were tax free. In all, we had to save
some 36% of our disposable income (about 15% of our total
income) from the time we decided to fund school fees.
The reality
Some four years later, the girls embarked together on life at boarding
school, aged eleven and nine. Importantly, we had a significant group
of potential schools from which to choose because we knew we could
afford the fees. The selection process over the four years was
daunting as the children developed and our criteria changed. We
spent a great deal of time and care making the final selection, having
reduced the contenders to a shortlist. In making that final selection,
we weighted all the factors in order of importance as we saw them.
All in all, boarding school proved to be a good preparation for
university. Both our daughters went on to achieve good degrees and
are very happy living and working in London.
On reflection
Hindsight is a wonderful thing and, on balance, we got right about as
much as we got wrong in choosing the school. Of course, we have
nothing to compare our decisions against and no way of knowing
what might have happened in different circumstances. In particular,
on the down side, the school we chose had three headmistresses in the
nine years and there were two small but significant recessions, which
had an adverse effect on stability of the girls’ friends. I doubt we
could have anticipated either problem.
Financial planning
Our financial planning, on the other hand, proved to be remarkably
accurate and extremely useful. Here, too, circumstances changed
significantly. My records show that we needed to find £171 in the
first and £53 in the second year from income, in addition to our
savings, to cover the balance of fees. Thereafter all fees could be met
from savings. We were also fortunate that our daughters won
scholarships and exhibitions on entry to the sixth form, worth 33%
and 25% of the total fees, respectively. Scholarships are an important
addition to any list of criteria and certainly made a considerable
difference to the fees.
I was also fortunate to be promoted at fairly regular intervals and,
with the scholarships, we were, from the fifth year, able to pay the
fees from income rather than savings. Four of our original eleven taxfree
savings plans are still running. The others provided rent and
living expenses through university, and helped provide the girls with
their first deposits as they clawed their way onto the housing ladder.
In conclusion, and from our experience, I would say plan for
school fees from birth, be realistic in your goals, and stick with it.
BSA was essential for us, but any savings will come in very handy
even if your circumstances change and you decide not to send your
children to boarding school. University is also a daunting financial
challenge.
Air Marshal Sir Roderick Goodall,
KBE, CB, AFC, was educated at
Elizabeth College, Guernsey, and RAF
College Cranwell. He was Chief of
Staff, Component Command Air North,
NATO from 1999–2003. He educated
his daughters at St Felix School in
Southwold.



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